It's annoying that seemingly every chain restaurant implores you to sign up for their loyalty program, often via an app you have to download. The benefit, on the other hand, is that the discounts and ...

Don’t hoard points — “earn-and-burn” programs are designed to make unused rewards disappear Protect yourself: check the programs expiration rules and use the minimum number of points on a small ...

Chase Ultimate Rewards points, a credit card rewards currency, give cardholders access to some of the best hotel and airline redemption transfer partners in the points and miles business. Plus, Chase ...