Learn how the Advanced Internal Rating-Based (AIRB) approach helps financial institutions internally assess credit risk using ...

A strong credit risk management system in combination with AI and ML technologies can not only mitigate financial risks but also level up the effectiveness of decision-making processes, increasing a ...

On November 20, 2024, the Basel Committee on Banking Supervision (BCBS) issued a press release following its meeting in Basel. The committee reaffirmed its commitment to fully implement Basel III and ...

Learn how to accurately quantify credit risk with key measures such as probability of default, loss given default, and exposure at default for informed lending.

Pulsar’s risk scoring engine integrates a diverse array of data points, synthesizing user-provided information with ...

In the past few years, there have been several developments in the field of modeling the credit risk in banks’ commercial loan portfolios. Credit risk is essentially the possibility that a bank’s loan ...

CARY, N.C.--(BUSINESS WIRE)--September 18, 2008-- With the current credit crisis triggering more than $400 billion(1) in asset write-downs among the financial services industry, enterprise risk ...

LONDON, March 29, 2010 /PRNewswire/ — Misys plc (LSE: MSY), the global application software andservices company, announces today that Zürcher Kantonalbank (ZKB) is now liveon the latest version of the ...

JOHANNESBURG — Financial institutions are identifying credit risk management as a far bigger issue than a simple matter of regulatory compliance, according to the findings of a recent survey from Risk ...

AI-based credit scoring offers improved accuracy and faster decision-making by analyzing vast amounts of data beyond traditional credit models. Inclusivity is a key benefit, as AI allows lenders to ...

The Central Bank of Nigeria (CBN) is redesigning banking sector’s credit‑risk framework to protect approximately N4.14 trillion new capital being raised in the ongoing bank recapitalisation programme.