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Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long ...

Aly J. Yale is a contributing writer for the Managing Your Money section for CBSNews.com, covering various personal finance topics, including investing, homebuying, loans and more. A life insurance ...

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this value for your beneficiaries.

Term life insurance is usually the simplest and cheapest policy you can buy. That's because it's only in force for a set period — generally between 10 and 30 years — and it doesn't have a cash value ...

Permanent life insurance generally provides coverage for your entire life and builds tax-deferred cash value. There are several types of permanent life insurance, including whole life insurance and ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Term and whole are your two main options when purchasing life insurance. For older adults, though, many assume term life insurance is the only choice. And while its lower price and shorter duration ...

Learn about the pros and cons of life insurance riders.

Depending on the company and the type of policy, life insurance can last either for a specific period of time or for as long as you live (provided premium payments are kept current). Coverage amounts ...