After the Fed's latest rate cut, borrowing against your home's equity has become even more affordable than it was.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

As of October 15, 2025, the average home equity loan rate is 8.13%, according to Bankrate’s regular survey of rates. The ...

Like a home equity loan, a Heloc is a type of debt based on how much value you’ve built in your house. However, a Heloc is a ...

Interest rates are responding well to the Fed's rate cuts. Here's what a $100,000 home equity loan costs monthly now.

Sara is an experienced writer, editor, and project manager who specializes in personal finance, news, and lifestyle content. A journalist with more than two decades of experience, Sara has served as ...

Home equity loan rates and terms vary enough to make a difference of thousands of dollars over the life of your loan. Both your qualifications and the terms of the loan determine the interest rate and ...

What’s driving home equity rates today? Rates on HELOCs and home equity loans are being driven primarily by two factors: lender competition for new customers and the Federal Reserve’s actions. The Fed ...

ICE Mortgage Technology’s new integration of its servicing and origination platforms reflects a broader trend in the mortgage industry — offering home equity loans while rates remain high and ...

Melissa Macerato of Longbridge Financial shares how seniors can access home equity, preserve wealth, and navigate the evolving market on HousingWire.

Explore the differences between loans and lines of credit, including usage, repayment, and interest rates to make informed ...