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I'm 60 with $750k in a 401(k). Should I convert $75,000 annually to reduce future RMDs?
Many retirement savers with sizable tax-deferred accounts like a 401(k) are interested in converting those funds to Roth accounts so they can escape having to pay Required Minimum Distributions (RMDs) ...
A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.
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