Among the many (many) expensive elements of owning a home is figuring out the necessary insurance coverage to have. With homeowners insurance premiums rising across the country, and many insurance ...

Insurify data scientists estimated how much average insurance rates could rise, both nationally and in each state, if private insurers fully replaced the NFIP. The analysis revealed that many of the ...

It’s the middle of hurricane season, and meteorologists say we’ve been lucky so far. Of the nine named storms and three hurricanes that have formed this season, only one short-lived tropical storm has ...

Disaster coverage used to be a quiet line in your homeowners policy. Now it is splintering into separate products, each with ...

If your house isn’t sitting next to a river or the ocean, flood insurance probably feels unnecessary. But the numbers say otherwise. According to FEMA, 99% of U.S. counties have experienced a flooding ...

In spite of rising costs, Floridians aren’t ditching their flood insurance policies, a new study found. But the rest of the nation is dropping flood policies at a rate that could endanger the federal ...

The National Flood Insurance Program, which accounts for 90% of all U.S. flood policies, often couldn’t sell or renew coverage during the 44-day government shutdown.1 The budget bill that ended the ...

For more than a month, a lapse in funding froze Americans' largest provider of flood insurance. The National Flood Insurance Program, which accounts for 90% of all U.S. flood policies, often couldn't ...