Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it compares to experience-rated insurance.

Permanent life insurance can allow you to continue to support your family members and ensure that they are financially protected after you pass away. This is a life insurance policy that never expires ...

Learn how a broker of record impacts insurance policies, their roles, and what a broker of record letter entails. Find out about the benefits and process involved.

The IRS continues its war on captive insurance through its annual announcement that microcaptive insurance companies remain on the Dirty Dozen list. Yet, the IRS declines to adhere to a coherent ...

John Egan is a veteran personal finance writer whose work has been published by outlets such as Bankrate, Experian, Newsweek Vault and Investopedia. Les Masterson is a deputy editor and insurance ...

No matter what size your business is, it's smart to invest in some type of business insurance to reduce your risk. Business insurance protects you, your employees and your assets from lawsuits, theft, ...

Learn about disability income insurance, including the types, key features, and factors affecting premiums. Discover how to ...

Permanent life insurance generally covers you for the rest of your life and pays out regardless of when you die — as long as your policy remains in force. These types of policies also include a cash ...