Do a little memory exercise. List all the things you’ve spent money on in the past week. Start with today, and work your way backward, jotting down the trip to the grocery store, the bus fare for work ...

Equity crowdfunding is one of the most popular nontraditional startup financing options for early-stage businesses because it offers a compelling win-win proposition for investors and founders. Equity ...

In the summer of 2019, I got an email with some good news. As one of the millions of people whose personal information the 2017 Equifax data breach exposed, I was entitled to compensation from Equifax ...

In the housing industry, it’s called “negative equity.” In the automotive industry it’s called being “upside down.” In both cases, it means the same thing: You owe more money on an asset than the ...

Nearly every online tax preparation software program advertises a free federal plan. But as legions of frustrated filers can attest, some programs’ supposedly free plans come with serious limitations ...

Many people look forward to retirement as a time to travel, garden, play golf, or visit their grandchildren. Others have no definite plans beyond a vague idea about “relaxing.” When they leave work, ...

Suppose you’ve got a leaky toilet in your bathroom. After trying without success to repair it yourself, you call a plumber who gets the job done in an hour. Normally, this would leave you with a hefty ...

“What should I do?” Over the years, I’ve been asked innumerable times by people for advice about investments, insurance, and other financial matters in the hope that there is a simple, ...

Kelly Ernst has written extensively about personal finance, careers, freelancing, and lifestyle topics, with her work appearing on The Penny Hoarder, The Write Life, Budgets Are Sexy, and Business ...

In 2016, “adulting” – behaving like a responsible adult – made the short list for Oxford Dictionaries‘ Word of the Year. This term shows up a lot on social media, mostly among millennials talking ...

Meet Alberto. Alberto has multiple credit cards with high balances. But despite making regular payments, his debt seems to be increasing. How is that possible? If you’ve ever used a credit card or ...

Being divorced for several years, I have tried my hand at online dating, experimenting with a number of different sites, and I know from experience that for someone new to the process, it can be ...