A simple way to pay for big expenses without taking loans

Most “money surprises” aren’t actually surprises. A sinking fund is just a way to spread the cost quietly across months, so ...
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List of monthly expenses to include in your budget

Fixed expenses (rent, insurance) remain constant monthly, while variable expenses (groceries, utilities) fluctuate. The 50/30/20 rule allocates 50% for needs, 30% for wants and 20% for savings and ...