When Tracy from Billings, Montana called into "The Ramsey Show," he was looking for advice. What he got was a full-blown Social Security takedown. "I'm 61 years old, and I keep getting these letters ...

Dave Ramsey wants Baby Boomers to make an unconventional move when it comes to Social Security. He wants retirees to claim benefits at 62 and invest the money. This is a sharp departure from standard ...

Claiming Social Security before your full retirement age (FRA) -- which is when you're eligible to receive your base monthly benefit (called the primary insurance amount) -- will result in a decreased ...

Locking in guaranteed payments early can be appealing, but retirees should carefully consider the long-term impact.