Dear Savvy Senior, My husband and I, who are retired, have accumulated about $7,000 in credit card debt over the past few ...

Credit card balances are now at record highs, and with average credit card interest rates nearing 22%, that debt comes with ...

If you're shopping for a personal loan today, Business Insider has done the research for you and found the right personal ...

It’s possible to lower your interest rate on the PNC Spend Wise card by 2 percentage points every 12 months, but a true 0% APR credit card will likely save you more money.

The real key to using credit cards cost effectively is that you only pay interest on the balance you carry. If you pay your ...

A personal loan can ease the burden of having multiple debts by consolidating them and reducing your payments. But should you ...

Credit unions provide essential financial services for approximately 1.3 million people in Louisiana. But a move to change ...

However, banks and credit issuers will often charge the prime interest rate plus a certain markup percentage based on the ...

Typically, premium rewards cards require excellent credit for approval. Since interest rates on premium rewards cards are often high, they are best for cardholders who pay balances in full each month.

Because there is a lot of competition out there. They know your mailbox is jammed with offers, and quite frankly, they do not ...

Credit cards can be used as an alternative to emergency cash saved in an emergency fund if you don’t have it. While this ...

Raising or lowering the federal funds rate -- the overnight interest rate between banks -- creates a domino effect. Credit ...