Whether you’re hiring your first employee or managing hundreds, a Gusto 401 (k) powered by Guideline delivers low-fee, payroll-synced retirement plans with transparent pricing.

Guideline ... Guideline

Gusto 401 (k) plans powered by Guideline come with low monthly costs and no transaction fees—no extra charges for setup, transfers, or 5500 prep.

With Safe Harbor, Standard, Starter, and Solo 401 (k) plans, and Traditional, Roth, and SEP IRAs, Gusto 401 (k) by Guideline has retirement options purpose-built to fit your needs.

Suggested articles Guideline has joined Gusto! FAQs about our recent acquisition An introduction to 401 (k) plan management for sponsors and administrators How can I ensure I max out my …

Explore the diverse selection of low-fee mutual funds available in Gusto 401 (k) powered by Guideline

At Guideline, we created six different managed investment portfolios – from Conservative to Very Aggressive. Each one is diversified and aligns with a range of ages, risk tolerances, and goals …

Jul 3, 2025 · Guideline COO Jeff Rosenberger says the 2025 limit increases are expected given the macro environment: "We are happy to see the contribution limit increases for 2025. With …

Sep 7, 2025 · We're committed to helping you make the most of your money so you can look forward to a secure and comfortable retirement. Ready to take control of your retirement …

At Guideline, this restatement process affects all 401 (k) plans that signed plan documents on or before early January 2022. The plan trustee must review and sign the updated plan …