Title Insurance Definition, Policy & Coverage
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Two types of title policies will be issued at close of escrow: 1. Owner’s Title Policy An Owner’s Policy is usually issued in the amount of the real estate purchase. It is purchased for a one-time fee at closing and lasts for as long as you have an interest in the property. Only an Owner’s Policy protects the buyer should a covered title problem arise. 2. Lender’s Title Policy The Lender’s policy protects the lender against loss due to unknown title defects. It also protects the lender’s interes
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