One of the most common things I see is buyers saving for the down payment, but not realizing there are additional costs involved in the transaction. Closing costs can include things like: • Underwriting & processing fees • Appraisal and credit report fees • Title and attorney fees • Insurance and other third-party costs The good news? You may not have to pay all of it yourself. Depending on the loan program, you may be able to: ✅ Use down payment or closing cost assistance programs ✅ Negotiate s

Eight years of dedication, heart, and keeping our loan process running smoothly! Since 2018, Whitney has been processing loans with care and precision while treating every borrower like a neighbor. Whitney, thank you for eight incredible years of loyalty, expertise, and for being such a vital part of what makes our team feel like family. Here's to many more years of helping Texas families achieve homeownership together! Help us celebrate Whitney in the comments below! #TexasMortgage #GuildMortga