Sakchi Jain | Finance on Instagram: "Good news for loan borrowers! From October 1, 2025, RBI has removed the 3-year lock-in period on floating-rate loans. This means banks can now reduce the “spread” earlier, helping you get the benefit of lower EMIs faster whenever policy rates drop. It’s a big move to make lending more transparent and borrower-friendly. Follow for more simple finance updates that actually matter. Till then, bye. [CA Sakchi Jain, Personal finance, Finance for Gen Z, Finance, RB