Your HSA might be the most powerful account you’re not using correctly. For high earners who can afford to pay medical costs out of pocket, an HSA isn’t meant to be spent. It’s meant to be invested. You get money in tax free, growth tax free, and tax-free withdrawals for medical expenses. By investing the account and saving receipts, you can reimburse yourself years or decades later after the money has had time to grow. That means 5-10x the spending power than if you’d just paid those bills on d
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